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🎓 JAIIB · CAIIB · IIBF Certification
Exam-Ready
Financial Calculators
30+ calculators covering every numerical topic in the syllabus — from Simple Interest to Bond Duration.
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🔢 38 Calculators
📚 7 Categories
✅ JAIIB · CAIIB · IIBF covered
📱 Works on mobile
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Interest & Loans
6 calculators💵
Simple Interest
Calculate interest on a principal at a fixed rate for a given time period.
JAIIB
MSME
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Compound Interest
Compute interest compounded yearly, half-yearly, quarterly or monthly.
JAIIB
CAIIB
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EMI Calculator
Calculate equated monthly instalment on a reducing-balance loan.
JAIIB
CAIIB
MSME
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Loan Amortization Schedule
Period-by-period breakup of principal vs interest over the loan tenure.
JAIIB
CAIIB
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Flat Rate vs Reducing Rate
Convert flat interest rate to effective reducing-balance rate and vice versa.
JAIIB
CAIIB
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Effective Annual Rate (EAR)
Find the true annual rate when interest is compounded more than once a year.
JAIIB
CAIIB
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Time Value of Money
5 calculators⏳
PV / FV – Single Sum
Present value and future value of a lump sum with any rate and time.
JAIIB
CAIIB
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Annuity PV / FV
PV and FV of ordinary annuity and annuity-due (beginning-of-period).
JAIIB
CAIIB
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Perpetuity Valuation
Value an infinite stream of equal periodic cash flows.
CAIIB
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Net Present Value (NPV)
Evaluate investment viability by discounting all future cash flows.
JAIIB
CAIIB
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Internal Rate of Return (IRR)
Find the discount rate that makes NPV = 0 using Newton-Raphson iteration.
CAIIB
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Investment & Securities
6 calculators📜
Bond Pricing
Price a bond given its face value, coupon rate, yield, and maturity.
CAIIB
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Yield to Maturity (YTM)
Calculate YTM and current yield of a bond given its market price.
CAIIB
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Macaulay & Modified Duration
Measure interest-rate risk of a bond using Macaulay and modified duration.
CAIIB
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Holding Period Return
Total return on an investment over the holding period including income.
CAIIB
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Bill Discounting
True discount, banker's discount and bill value calculations.
JAIIB
CAIIB
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Forex & Cross Rates
Cross rates, forward premium/discount, and bid-ask spread calculations.
CAIIB
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Accounting & FM
4 calculators🔻
Depreciation (SLM & WDV)
Straight Line Method and Written Down Value depreciation schedules.
JAIIB
CAIIB
MSME
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Financial Ratios
Liquidity, solvency, profitability, and efficiency ratio calculator.
JAIIB
CAIIB
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Break-Even Analysis
Find break-even units, revenue, and margin of safety.
JAIIB
CAIIB
MSME
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Working Capital
Compute net working capital, current ratio, and operating cycle.
JAIIB
CAIIB
MSME
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Statistics & Quantitative
5 calculators📏
Mean, Median & Mode
Descriptive statistics: arithmetic mean, median, mode from a data set.
CAIIB
σ
Standard Deviation & Variance
Population and sample standard deviation, variance, and coefficient of variation.
CAIIB
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Correlation & Regression
Pearson correlation coefficient and simple linear regression (y = a + bx).
CAIIB
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Probability Calculator
Combinations, permutations, Bayes' theorem, and basic probability rules.
CAIIB
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Index Numbers
Laspeyres, Paasche and Fisher price/quantity index numbers.
JAIIB
CAIIB
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Banking & Regulatory
7 calculators🏛️
Capital Adequacy (CRAR)
Calculate CRAR, Tier-1, Tier-2 ratios as per RBI Basel III guidelines.
CAIIB
IIBF
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CASA & CD Ratio
CASA ratio, credit-deposit ratio, and investment-deposit ratio.
JAIIB
CAIIB
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NPA & Provisioning
NPA classification (90-day norm) and provisioning requirements.
JAIIB
CAIIB
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Real vs Nominal Rate
Fisher equation: real interest rate, nominal rate, inflation adjustment.
JAIIB
CAIIB
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Liquidity Coverage Ratio (LCR)
LCR = HQLA ÷ Net 30-day stress outflows × 100. RBI minimum 100% — ensures short-term liquidity resilience.
CAIIB
IIBF
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Net Stable Funding Ratio (NSFR)
NSFR = Available Stable Funding ÷ Required Stable Funding ≥ 100%. Basel III structural liquidity metric.
CAIIB
IIBF
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Basel III Leverage Ratio
Leverage Ratio = Tier-1 Capital ÷ Total Exposure ≥ 3% (4% for D-SIBs). Non-risk-weighted capital backstop.
CAIIB
IIBF
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Forex & Derivatives
5 calculators🔮
Currency Forward Rate
Calculate forward exchange rate using Covered Interest Rate Parity (IRP). Forward = Spot × (1+r_d×T)/(1+r_f×T).
CAIIB
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Forex Futures P&L
NSE USDINR futures profit/loss calculator. Lot = 1,000 USD, tick = ₹0.0025, tick value = ₹2.50.
CAIIB
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Forex Options (Black-Scholes)
Black-Scholes pricing for currency call and put options. d1, d2, N(d) calculation with step-by-step workings.
CAIIB
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Interest Rate Swap
Plain vanilla IRS net settlement. Fixed leg vs floating leg (MIBOR). Shows who pays/receives per period.
CAIIB
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Forward Rate Agreement (FRA)
FRA settlement = (L−F)×N×D/Y / (1+L×D/Y). Buyer protects against rising rates; seller against falling.
CAIIB
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