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Priority Sector Lending
What is the overall Priority Sector Lending (PSL) target prescribed by RBI for domestic scheduled commercial banks?
Domestic scheduled commercial banks (excluding RRBs and Small Finance Banks) must achieve 40% of Adjusted Net Bank Credit (ANBC) or Credit Equivalent of Off-Balance Sheet Exposures (CEOBE), whichever is higher, as PSL.
What is the PSL target for domestic scheduled commercial banks as a percentage of ANBC?
40% of ANBC or Credit Equivalent of Off-Balance Sheet Exposure
Which categories are included under Priority Sector Lending as per RBI guidelines?
PSL includes Agriculture, Micro, Small and Medium Enterprises (MSMEs), Export Credit, Education, Housing, Social Infrastructure, Renewable Energy, and Others (including weaker sections).
What is the PSL sub-target for lending to agriculture under the Direct Agriculture category?
8% of ANBC earmarked for Small and Marginal Farmers
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