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PRADHAN MANTRI YOJANAYE
What is the primary objective of Pradhan Mantri Jan Dhan Yojana (PMJDY)?
PMJDY aims to ensure universal access to banking facilities by providing a basic savings bank account to every unbanked household in India, along with access to credit, insurance, and pension services.
What is the minimum balance requirement for accounts opened under PMJDY?
Zero balance; no minimum balance required.
What is the overdraft facility available under Pradhan Mantri Jan Dhan Yojana?
PMJDY account holders can avail an overdraft of up to Rs. 10,000 (enhanced from Rs. 5,000) after satisfactory operation of the account for six months, with no conditions for overdraft up to Rs. 2,000.
What is the maximum loan amount offered under Pradhan Mantri Mudra Yojana's Tarun category?
Up to Rs. 10 lakh under Tarun category.
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