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Priority Sector Changes

What is the revised overall Priority Sector Lending (PSL) target for domestic scheduled commercial banks?
The overall PSL target is 40% of Adjusted Net Bank Credit (ANBC) or Credit Equivalent of Off-Balance Sheet Exposure (CEOBE), whichever is higher.
What is the PSL target for Medium Enterprises under the MSME category?
Medium Enterprises are included under the overall MSME PSL target.
What PSL target is mandated specifically for agriculture under RBI guidelines?
Banks must lend 18% of ANBC or CEOBE to agriculture, of which 10% must flow to Small and Marginal Farmers (SMF).
What is the minimum loan amount for housing in metropolitan cities under PSL?
Housing loans up to ₹35 lakh in metropolitan cities qualify under PSL.
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