📝 One-liners · 65 cards
brisk regulations in banking industry
What is the primary regulatory body overseeing risk management practices in Indian banks?
The Reserve Bank of India (RBI) is the primary regulatory body that prescribes risk management guidelines for banks in India through its various circulars, master directions, and Basel implementation frameworks.
What is the minimum Capital to Risk-weighted Assets Ratio (CRAR) prescribed by RBI for Indian banks?
Minimum CRAR is 9% under RBI Basel III guidelines.
Which Basel framework introduced the concept of three pillars for bank regulation?
Basel II introduced the three-pillar framework: Pillar 1 (Minimum Capital Requirements), Pillar 2 (Supervisory Review Process), and Pillar 3 (Market Discipline), which RBI adopted progressively for Indian banks.
What is the purpose of the Pillar 2 under Basel III framework?
Pillar 2 addresses supervisory review of capital adequacy beyond Pillar 1.
🔒
Unlock 65 revision one-liners
Interactive flashcard deck — flip every card to drill questions and answers, mark the ones you got wrong, and revise smarter for brisk regulations in banking industry.
🪙
Unlock cost
300 coins
30-day access · re-unlocks free for 30 days