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CASE STUDY ON NPA BY ASHISH SIR
What is the full form of NPA in Indian banking?
NPA stands for Non-Performing Asset. It refers to a loan or advance where interest or principal repayment has remained overdue for more than 90 days.
What is the minimum number of days for an agricultural loan to become NPA?
Two crop seasons for short duration crops.
After how many days does a loan account become an NPA for term loans?
A term loan becomes an NPA when interest or principal installment remains overdue for more than 90 days. This is the standard RBI prudential norm for NPA classification.
What percentage of provision is required for Sub-Standard Assets?
Minimum 15% provision on outstanding balance.
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