📝 One-liners · 69 cards
Financial Inclusion and Development
Moneylender — Strength / Weakness?
Strength: Knows borrower personally; Weakness: Usurious rates; no consumer protection
MFI — Strength / Weakness?
Strength: Peer-pressure repayment; weekly collection; Weakness: No low-cost deposit funding; relies on securitisation/bank borrowing
LAB — Strength / Weakness?
Strength: Local knowledge; Weakness: Geographical concentration risk
RRB — Strength / Weakness?
Strength: Local reach; Weakness: After wage parity with PSBs, cost structure mismatched to clientele
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