📝 One-liners · 92 cards
Banking Software
Manual — Era / Description?
Era: Pre-1980; Description: Hand-written ledgers, day-books, balancing-books; trial balance done manually; passbook entries inked by hand.
Mechanised — Era / Description?
Era: 1980-85; Description: Ledger Posting Machines (LPMs) and Advanced Ledger Posting Machines (ALPMs). Branches still standalone; data not networked.
Standalone PC-based — Era / Description?
Era: 1985-95; Description: DOS / early Windows banking software on a single PC per branch (e.g., BankMaster, Bancs2000-era variants). Each branch had its own database; inter-branch reconciliation was a nightmare.
Networked / Total Branch Automation (TBA) — Era / Description?
Era: 1995-2002; Description: LAN inside the branch; multiple terminals share one branch server; introduction of MICR clearing; but each branch was still a silo.
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