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Case Studies and Real-World Application
What is the RBI mandate regarding collateral-free lending for MSME loans?
Under RBI's mandate, collateral-free lending is required up to Rs.20 lakh. Above Rs.20 lakh, a bank may insist on collateral unless CGTMSE guarantee is taken.
In which year was Paper Boat (Hector Beverages) founded?
2010
Up to what loan amount does CGTMSE provide guarantee cover for MSE borrowers without third-party collateral?
CGTMSE guarantees up to Rs.10 crore for MSE borrowers without third-party collateral.
Who were the co-founders of Paper Boat (Hector Beverages)?
Neeraj Kakkar and James Nuttall
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