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Financing Solutions and Access to Finance for MSMEs
What is the estimated MSME credit gap in India as per the RBI Expert Committee (UK Sinha, 2019)?
The RBI Expert Committee estimated the MSME credit gap at Rs.20–25 lakh crore.
What is the PSL target mandated for Regional Rural Banks (RRBs) as a percentage of their advances?
75% of ANBC (Adjusted Net Bank Credit) with sub-targets to micro enterprises
How many MSMEs and employees does India's MSME sector comprise approximately?
India has more than 6.3 crore MSMEs employing over 11 crore people.
What is the revised PSL target for Small Finance Banks (SFBs) as per RBI PSL (Amendment) Directions, 2026 dated 19 January 2026?
60% of ANBC (reduced from earlier 75%)
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