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Credit Management and Lending
What is the typical repayment pattern for a Term Loan?
Term loans are repaid through monthly or quarterly instalments over a tenor of 3 years and above.
What is the current CGTMSE guarantee cover limit effective April 1, 2025?
₹10 crore
Against what primary security is Cash Credit typically granted?
Cash Credit is granted against primary security of stocks (raw material, WIP, finished goods) and book debts.
What is the maximum CGTMSE guarantee coverage percentage for women-led enterprises?
90%
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