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Banking Ethics Changing Dynamics
Name three classical pillars of banking ethics.
Integrity, Confidentiality, and Prudence.
What is the core ethical issue when AI declines a loan?
Accountability — who bears responsibility for machine-made decisions affecting customers.
What is digital redlining in AI lending?
Using proxy features like postal-code to indirectly discriminate against protected groups.
Who chaired the RBI FREE-AI Committee and when was it submitted?
Dr. Pushpak Bhattacharyya (IIT Bombay); submitted August 2025.
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