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Role of Priority sector and MSME in the Indian Economy and Infrastructure including Social Infrastructure
What is the overall target for Priority Sector Lending (PSL) as a percentage of Adjusted Net Bank Credit (ANBC) for domestic scheduled commercial banks?
Domestic scheduled commercial banks must lend 40% of their ANBC or Credit Equivalent Amount of Off-Balance Sheet Exposure (CEOBE), whichever is higher, to the priority sector.
What is the PSL target for Foreign Banks with less than 20 branches operating in India?
40% of ANBC or credit equivalent of off-balance sheet exposure.
Which categories are included under Priority Sector Lending as defined by RBI?
Priority Sector includes Agriculture, MSME, Export Credit, Education, Housing, Social Infrastructure, Renewable Energy, and Others (including weaker sections and distressed persons).
What is the sub-target for lending to Weaker Sections under Priority Sector guidelines?
12% of ANBC for domestic scheduled commercial banks.
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