BP · VIDEOLECTURE

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Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for VIDEO LECTURES OF ASHISH SIR (FOR ALL SCALES) — Bank Promotions.

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Q

What is the revised minimum capital requirement for Small Finance Banks as per 2025 RBI guidelines?

A

The minimum paid-up capital for Small Finance Banks has been revised to Rs. 200 crore as per the updated RBI licensing norms.

Q

What is the revised repo rate announced by RBI in its June 2025 monetary policy meeting?

A

RBI cut repo rate to 5.75% in June 2025.

Q

Which framework did RBI introduce in 2025 for regulation of connected lending by banks?

A

RBI issued the Connected Lending guidelines requiring banks to disclose and monitor loans to entities connected to directors, key management personnel, and major shareholders.

Q

What is the maximum loan amount under the MUDRA Tarun Plus category introduced in 2025?

A

MUDRA Tarun Plus offers loans up to Rs 20 lakh.

Q

What is the new LCR (Liquidity Coverage Ratio) haircut applied to retail internet and mobile banking deposits as per 2025 RBI draft guidelines?

A

RBI proposed an additional 5% run-off factor on stable retail deposits accessible via internet and mobile banking, increasing the effective haircut to recognize higher digital liquidity risk.

Q

What is the full form of NARCL established to resolve stressed assets in India?

A

National Asset Reconstruction Company Limited resolves stressed assets.

Q

What amendment was made to the Banking Regulation Act regarding wilful defaulters in 2025?

A

The amendment empowers banks to classify borrowers as wilful defaulters without a court order and mandates a standardised appeal mechanism before a bank-level committee.

Q

Under the 2025 RBI framework, what is the minimum net worth required for Account Aggregator entities?

A

Account Aggregators must have minimum net worth of Rs 2 crore.

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