CAIIB · ABFM

DECISION MAKING Numerical

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Advanced Business and Financial Management — CAIIB.

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Q

What is the Net Present Value (NPV) decision rule for accepting a project?

A

Accept the project if NPV is positive (NPV > 0), as it indicates the project adds value to the firm by generating returns above the required rate of return.

Q

What is the NPV of a project if initial investment is ₹1,00,000 and PV of inflows is ₹1,20,000?

A

NPV is ₹20,000 (positive, accept the project).

Q

How is the Internal Rate of Return (IRR) defined in capital budgeting decisions?

A

IRR is the discount rate at which the NPV of a project equals zero; a project is accepted if its IRR exceeds the firm's cost of capital or hurdle rate.

Q

If annual cash inflow is ₹25,000 and initial outlay is ₹1,00,000, what is the payback period?

A

Payback period is 4 years (1,00,000 ÷ 25,000).

Q

What is the Profitability Index (PI) and its acceptance criterion?

A

PI is the ratio of the present value of future cash inflows to the initial investment; a project is accepted if PI is greater than 1.

Q

How is the Profitability Index calculated when NPV is ₹20,000 and investment is ₹1,00,000?

A

PI = 1.20 (1 + 20,000/1,00,000).

Q

How is the Payback Period calculated for a project with equal annual cash flows?

A

Payback Period = Initial Investment / Annual Cash Inflow; it measures the time required to recover the initial investment from the project's cash flows.

Q

What is the present value of ₹10,000 received after 3 years at 10% discount rate?

A

PV = ₹7,513 (10,000 ÷ 1.10³).

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