CAIIB · ABFM

CAIIB ABFM By Ashish Sir Class 1

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Advanced Business and Financial Management — CAIIB.

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Q

What is the primary objective of Advanced Business and Financial Management (ABFM) as a CAIIB subject?

A

ABFM aims to equip senior bankers with advanced skills in financial analysis, strategic decision-making, and risk management to handle complex banking and business scenarios effectively.

Q

What is the primary focus of CAIIB ABFM subject for banking professionals?

A

Advanced financial and business management concepts for bankers

Q

What does the term 'capital budgeting' refer to in the context of financial management?

A

Capital budgeting refers to the process of evaluating and selecting long-term investment proposals that involve significant capital expenditure, using techniques like NPV, IRR, and payback period.

Q

What is the meaning of 'opportunity cost of capital' in investment decisions?

A

Return foregone on next best alternative investment available

Q

What is Net Present Value (NPV) and how is it used in investment appraisal?

A

NPV is the difference between the present value of cash inflows and the present value of cash outflows over a project's life; a positive NPV indicates the investment adds value and should be accepted.

Q

What is the difference between book value and market value of a firm?

A

Book value is accounting value; market value reflects investor expectations

Q

What is the Internal Rate of Return (IRR) in project evaluation?

A

IRR is the discount rate at which the NPV of a project equals zero; a project is acceptable if its IRR exceeds the firm's required rate of return or cost of capital.

Q

What is the concept of 'time value of money' in financial management?

A

A rupee today is worth more than a rupee in the future

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