CAIIB · BRBL

The Right to Information Act, 2005 & Right to Information and Obligations of Public Authorities

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Banking Regulations and Business Laws — CAIIB.

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Q

What is the primary objective of the Right to Information Act, 2005?

A

The RTI Act, 2005 aims to promote transparency and accountability in the working of every public authority by empowering citizens to seek information held by or under the control of public authorities.

Q

What is the full form of RTI?

A

Right to Information

Q

Who is a 'Public Authority' under the RTI Act, 2005?

A

A public authority means any authority or body or institution of self-government established or constituted by or under the Constitution, or by any other law made by Parliament or State Legislature, and includes bodies owned, controlled, or substantially financed by the government.

Q

In which year was the Right to Information Act enacted in India?

A

2005

Q

Are banks covered under the RTI Act, 2005?

A

Public sector banks (nationalized banks, SBI and its associates) are covered under RTI as they are substantially financed by the government, whereas private sector banks are generally not classified as public authorities under the Act.

Q

Which authority hears second appeals under the RTI Act at the central level?

A

Central Information Commission (CIC)

Q

What is the time limit within which a Public Information Officer must provide information under RTI?

A

A Public Information Officer (PIO) must provide information within 30 days of receipt of a request; however, if the information concerns the life or liberty of a person, it must be provided within 48 hours.

Q

What is the maximum penalty that can be imposed on a PIO under the RTI Act?

A

Rs. 25,000

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