CAIIB · BRBL · Chapter 5

Public Sector Banks and Co-operative Banks

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Public Sector Banks (PSBs) — Count / Governing Statute?

Count: 12; Governing Statute: SBI Act 1955 + BC(A&T)U Acts 1970/1980

Private Sector Banks — Count / Governing Statute?

Count: 21 (12 old + 9 new + IDBI); Governing Statute: Companies Act + BR Act

Regional Rural Banks (RRBs) — Count / Governing Statute?

Count: 43 (after consolidation; further trimming to 28 announced); Governing Statute: RRB Act 1976

Small Finance Banks (SFBs) — Count / Governing Statute?

Count: 12 (incl. Unity SBB, Shivalik SBB); Governing Statute: BR Act + RBI On-tap Guidelines 2019

Payments Banks (PBs) — Count / Governing Statute?

Count: 6 (Airtel, India Post, Paytm, Fino, Jio, NSDL); Governing Statute: BR Act + RBI Guidelines 2014

Foreign Banks — Count / Governing Statute?

Count: 44 branches + 4 WOS; Governing Statute: BR Act + FEMA 1999

Local Area Banks (LABs) — Count / Governing Statute?

Count: 2 (Coastal LAB, Krishna Bhima Samruddhi LAB); Governing Statute: RBI Guidelines 1996

Urban Cooperative Banks (UCBs) — Count / Governing Statute?

Count: ~1,477; Governing Statute: BR Act (modified) + State/MSCS Act

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