CAIIB · BRBL · Chapter 10

Information Technology Act, 2000

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Banking Regulations and Business Laws — CAIIB.

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Q

When did FEMA 1999 come into force?

A

June 2000

Q

Who is an 'authorised person' under FEMA?

A

Bank or person authorised by RBI to deal in foreign exchange or securities

Q

Does FEMA currency definition include credit cards?

A

Yes, includes credit cards and instruments notified by RBI

Q

Define capital account transaction under FEMA.

A

Transaction causing change in assets/liabilities of Indian residents outside India or vice versa

Q

What are examples of current account transactions?

A

Foreign trade payments, services, interest, remittances for living expenses abroad

Q

What constitutes foreign exchange beyond foreign currency?

A

Drafts, traveller's cheques, letters of credit, bills payable in foreign currency

Q

Does FEMA security definition include bills of exchange?

A

No, excludes bills of exchange and promissory notes except Government ones

Q

How many days residence required to be 'person resident in India'?

A

More than 182 days in preceding financial year

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