Risk Management Caiib Elective Syllabus Priority
Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Risk Management (Elective) — CAIIB.
One-liners from this chapter
Free sample — 8 of 66 rapid-fire Q&A cards.
What is the primary objective of Risk Management as per CAIIB elective syllabus?
The primary objective is to identify, assess, monitor, and control various risks faced by banks to protect capital and earnings while enabling sustainable growth.
What is the Leverage Ratio under Basel III and what minimum level does RBI prescribe?
Tier 1 capital to total exposure ratio; minimum 3.5% for Indian banks.
Which RBI guidelines govern the overall risk management framework for Indian commercial banks?
RBI's Master Circular on Basel III Capital Regulations and various guidelines on credit, market, and operational risk form the governing framework for Indian banks.
What is the Minimum Capital Requirement (MCR) for Total Capital Adequacy under RBI's Basel III guidelines?
Total CRAR of at least 11.5% including capital conservation buffer.
What are the three pillars of Basel III applicable to Indian banks?
The three pillars are Minimum Capital Requirements (Pillar 1), Supervisory Review Process (Pillar 2), and Market Discipline through disclosure (Pillar 3).
What does the Internal Capital Adequacy Assessment Process (ICAAP) require banks to assess?
Capital adequacy relative to risk profile and strategy going forward.
What does ICAAP stand for and why is it significant in CAIIB risk management?
ICAAP stands for Internal Capital Adequacy Assessment Process; it is a Pillar 2 requirement where banks self-assess capital needs against all material risks beyond Pillar 1.
What is the Supervisory Review and Evaluation Process (SREP) conducted by RBI?
RBI's review of banks' ICAAP and imposition of Pillar 2 add-ons.
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