📝 One-liners · 65 cards

Accounts of various types of customers

What type of account can a minor open in a bank without a guardian's signature?
A minor above 10 years of age can open and operate a savings account independently, as per RBI guidelines, without requiring a guardian.
What is the minimum age for a minor to independently operate a savings account in most banks?
10 years, as per individual bank policies.
Who is considered a 'minor' under the Indian Majority Act, 1875?
A person who has not attained the age of 18 years is a minor; if a guardian is appointed by a court, minority extends to 21 years.
What is the legal capacity of a minor to enter into a contract in India?
A minor's contract is void ab initio under Indian Contract Act.
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