📝 One-liners · 39 cards
Self Help Groups (SHG)
What are 10 crore women across ~91 lakh SHGs?
are linked to the formal banking system in India (NABARD Status of Microfinance Report, 2024-25).
1 — Panchsutra / What it means / Why banks insist on it?
Panchsutra: Regular Meetings; What it means: Weekly / fortnightly meeting at a fixed time and place; Why banks insist on it: Builds group cohesion; banks use minutes as audit trail
2 — Panchsutra / What it means / Why banks insist on it?
Panchsutra: Regular Saving; What it means: Each member saves a fixed agreed amount every meeting; Why banks insist on it: Generates the corpus that acts as margin
3 — Panchsutra / What it means / Why banks insist on it?
Panchsutra: Regular Inter-loaning; What it means: Members lend to each other from the corpus; Why banks insist on it: Demonstrates internal credit discipline
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