📝 One-liners · 51 cards
Operational Aspects of CBS Environment (V2)
A — Functional Head / What CBS Does?
Functional Head: Customer & Account Maintenance; What CBS Does: Open / close / modify CASA, term-deposit, loan and office accounts; KYC linkage; CRM activities.
B — Functional Head / What CBS Does?
Functional Head: Transaction Processing; What CBS Does: Cash deposits / withdrawals; inward & outward clearing; transfer entries; online and history transactions.
C — Functional Head / What CBS Does?
Functional Head: Income / Expense Engine; What CBS Does: Interest calculation on advances & deposits; service charges; minimum-balance charges; cheque-book charges.
D — Functional Head / What CBS Does?
Functional Head: Asset Quality & Provisioning; What CBS Does: Automatic asset classification (Standard / SMA-0 / SMA-1 / SMA-2 / Sub-standard / Doubtful / Loss); Income recognition under IRAC norms; NPA management & provisioning.
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