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Priority sector lending
What is the overall Priority Sector Lending (PSL) target for domestic scheduled commercial banks?
Domestic scheduled commercial banks (excluding RRBs and SFBs) must lend 40% of Adjusted Net Bank Credit (ANBC) or Credit Equivalent Amount of Off-Balance Sheet Exposure (CEOBE), whichever is higher, to priority sectors.
What is the PSL target for Micro, Small and Medium Enterprises (MSME)?
No separate target; included in overall 40% PSL target.
What does ANBC stand for in the context of priority sector lending?
ANBC stands for Adjusted Net Bank Credit, which is the net bank credit adjusted for bills rediscounted with RBI and other approved financial institutions, used as the base for computing PSL targets.
Which RBI circular governs the current Priority Sector Lending guidelines?
Master Directions on Priority Sector Lending issued by RBI.
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