📝 One-liners · 101 cards

Recovery of Retail Loans - Repayment, Hardships, Recovery Process, NPA Recovery

Construction / Purchase of house or flat?
No upper ceiling in most banks — capped only by repayment capacity & LTV.
Repairs / Renovation / Extension?
Varies bank to bank (typically ₹10 – ₹50 lakh)
Purchase of plot?
Varies bank to bank (often capped at a lower ratio than house)
Household articles for furnishing?
Varies bank to bank (small top-up component)
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