📝 One-liners · 160 cards
Securitization
True Sale?
legal transfer of beneficial interest from originator to SPV — assets leave originator's balance sheet (off-balance-sheet treatment).
Bankruptcy Remoteness?
the SPV is a distinct legal entity so that, even if the originator goes bust, investors' cash-flows are insulated.
Liquidity Management?
Converts illiquid retail loans into immediate cash — restores short-term liquidity, eases LCR pressure
Risk Mitigation / Transfer?
Credit, prepayment & interest-rate risk on the pool moves from bank investors (subject to MRR)
🔒
Unlock 160 revision one-liners
Interactive flashcard deck — flip every card to drill questions and answers, mark the ones you got wrong, and revise smarter for Securitization.
🪙
Unlock cost
300 coins
30-day access · re-unlocks free for 30 days