BP · VIDEOLECTURE

Monetary Policy

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Q

What is monetary policy?

A

Monetary policy is the set of actions taken by a country's central bank to control the money supply and achieve macroeconomic goals such as controlling inflation, managing employment levels, and stabilizing the currency.

Q

What is the primary objective of monetary policy in India?

A

Maintaining price stability while keeping growth in mind.

Q

Which body is responsible for formulating monetary policy in India?

A

The Reserve Bank of India (RBI) is responsible for formulating and implementing monetary policy in India, guided by the Monetary Policy Committee (MPC) since 2016.

Q

How many members does the Monetary Policy Committee (MPC) of India have?

A

Six members — three from RBI and three external.

Q

What is the Monetary Policy Committee (MPC) of India?

A

The MPC is a six-member statutory committee constituted under the RBI Act, 1934, responsible for fixing the benchmark policy interest rate (repo rate) to contain inflation within the target level.

Q

What is the voting mechanism used in MPC meetings?

A

Each member has one vote; Governor has casting vote if tied.

Q

What is the inflation target set for India under the flexible inflation targeting framework?

A

The inflation target for India is 4% (CPI-based), with an upper tolerance band of 6% and a lower tolerance band of 2%, as mandated by the Government of India.

Q

How frequently does the MPC meet to decide monetary policy?

A

At least four times a year (bi-monthly meetings).

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