CAIIB · ITDB

RBI GUIDELINES ON CYBER SECURITY

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Information Technology and Digital Banking (Elective) — CAIIB.

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Q

What is the primary RBI circular that mandates cyber security frameworks for banks?

A

RBI issued the 'Cyber Security Framework in Banks' circular in June 2016, directing all scheduled commercial banks to put in place a robust cyber security framework commensurate with their risk profile.

Q

What is the RBI's mandate for banks regarding Board-level oversight of cyber security?

A

Board must approve and own the cyber security policy annually.

Q

What does RBI require banks to establish as part of their cyber security governance?

A

RBI requires banks to establish a Board-approved Cyber Security Policy distinct from their IT policy, along with a Cyber Crisis Management Plan (CCMP).

Q

What is the role of the IT Sub-Committee of the Board as per RBI guidelines?

A

It provides oversight of IT strategy, risk and cyber security matters.

Q

What is the role of the Chief Information Security Officer (CISO) as per RBI guidelines?

A

RBI mandates that banks appoint a dedicated CISO who is responsible for articulating and enforcing policies to protect the bank's information assets, and who should report directly to the Board or a senior executive.

Q

What is 'Cyber Security Policy' that RBI mandates every bank to have?

A

A documented policy covering risk assessment, controls, and incident response.

Q

What is the purpose of the Cyber Crisis Management Plan (CCMP) under RBI guidelines?

A

The CCMP outlines procedures for detecting, containing, responding to, and recovering from cyber incidents, ensuring business continuity and minimising damage during a cyber attack.

Q

What does RBI require banks to submit to it regarding cyber security incidents?

A

Banks must report cyber incidents to RBI within 2-6 hours of detection.

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