JAIIB · IEIFS

FOREIGN EXCHANGE MARKETS

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Indian Economy and Indian Financial System — JAIIB.

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Q

What is the Foreign Exchange Market?

A

The foreign exchange market (Forex/FX) is a global decentralized market where currencies are bought and sold. It is the largest financial market in the world by trading volume.

Q

What is the largest financial market in the world by daily trading volume?

A

The foreign exchange market with over $7 trillion daily.

Q

What does 'exchange rate' mean in the context of foreign exchange markets?

A

An exchange rate is the price at which one currency can be exchanged for another. It determines how much of one currency is needed to purchase a unit of another currency.

Q

What is a 'loro' account in the context of forex banking?

A

A third-party account held by one bank on behalf of another bank.

Q

What is a 'spot transaction' in the foreign exchange market?

A

A spot transaction is an agreement to buy or sell a currency at the current market rate, with settlement typically occurring within two business days (T+2).

Q

What is a 'clean float' or 'free float' exchange rate system?

A

Exchange rate determined entirely by market forces without government intervention.

Q

What is a 'forward contract' in forex markets?

A

A forward contract is an agreement to buy or sell a foreign currency at a predetermined rate on a specified future date, used to hedge against exchange rate risk.

Q

What is a 'managed float' or 'dirty float' exchange rate system?

A

Market-determined rate with occasional central bank intervention to reduce volatility.

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