JAIIB · IEIFS · Chapter 34

Interconnection of Various Markets & Market Dynamics

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Q

What is CBDC e₹?

A

is now live in both Wholesale (1 Nov 2022) and Retail (1 Dec 2022) pilots, and Basel IV / Basel III final reforms have phased-in from 1 January 2026 globally (and on a calibrated Indian path).

Q

L – Liquidity — What It Means / Example?

A

What It Means: Money-market instruments are more liquid; capital-market instruments are less liquid; Example: T-Bill / TREPS = high; private debt / SME equity = low

Q

N – Nature of Instruments — What It Means / Example?

A

What It Means: Different economic functions — saving, investment, credit, derivative; Example: FD (saving) vs equity (investment) vs CP (credit) vs Nifty Futures (derivative)

Q

R – Risk Profile — What It Means / Example?

A

What It Means: G-Sec = default-free; corporate bond = credit-risky; Example: 10-Y G-Sec yield 6.50 % vs AAA corp 7.10 % vs AA 7.85 % (Jun 2026)

Q

P – Participants — What It Means / Example?

A

What It Means: Banks, NBFCs, MFs, insurers, FPIs, retail; Example: Banks dominate G-Sec; MFs dominate CP/CD; FPIs dominate equity

Q

1 — Country / # / Country?

A

Country: Bangladesh; #: 6; Country: Myanmar

Q

2 — Country / # / Country?

A

Country: Bhutan; #: 7; Country: Nepal

Q

3 — Country / # / Country?

A

Country: India; #: 8; Country: Pakistan

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