KYCAML · KYC_AML · Chapter 6

AML CFT Legislation in INDIA

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for KYC, AML and CFT — KYC, AML and CFT.

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Q

Which institution coordinates India's compliance with FATF Recommendations?

A

FATF Cell in Department of Economic Affairs, Ministry of Finance acts as single point contact.

Q

When was FIU-IND established and under which department?

A

FIU-IND established 18 November 2004 under Department of Revenue, Ministry of Finance.

Q

Who does FIU-IND report to?

A

FIU-IND reports directly to Economic Intelligence Council chaired by Union Finance Minister.

Q

What is the CTR reporting threshold in India?

A

Cash deposits/withdrawals above ₹10 lakh per month or integrally connected transactions exceeding threshold.

Q

What is the CBWTR threshold for cross-border wire transfers?

A

Cross-border wire transfers above ₹5 lakh or equivalent foreign currency must be reported.

Q

What NTR reporting threshold applies to Non-Profit Organisations?

A

NPO receipts above ₹10 lakh must be filed as NTR by reporting entities.

Q

When did FIU-IND launch FINnet online reporting system?

A

FINnet launched October 2012 to replace manual filings with online reporting via FINgate portal.

Q

What key features does upgraded FINnet 2.0 provide?

A

FINnet 2.0 adds AI/ML risk scoring, network analysis, advanced analytics, and Learning Management System.

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