BP · VIDEOLECTURE

PMFBY

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for VIDEO LECTURES OF ASHISH SIR (FOR ALL SCALES) — Bank Promotions.

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Q

What does PMFBY stand for?

A

PMFBY stands for Pradhan Mantri Fasal Bima Yojana, a government-sponsored crop insurance scheme launched in 2016 to provide financial support to farmers suffering crop loss or damage.

Q

What is the full form of PMFBY?

A

Pradhan Mantri Fasal Bima Yojana

Q

When was PMFBY launched?

A

PMFBY was launched on 13 January 2016 by Prime Minister Narendra Modi, replacing the earlier National Agricultural Insurance Scheme (NAIS) and Modified NAIS.

Q

In which year was PMFBY made voluntary for all farmers?

A

2020, making it optional for all farmers

Q

Which ministry administers PMFBY?

A

PMFBY is administered by the Ministry of Agriculture and Farmers Welfare, Government of India, with implementation through empanelled insurance companies.

Q

What is the minimum indemnity level available under PMFBY?

A

70 percent of threshold yield

Q

What is the maximum premium rate payable by farmers for Kharif crops under PMFBY?

A

For Kharif crops, farmers pay a maximum premium of 2% of the sum insured or actuarial rate, whichever is lower, with the balance premium subsidised by the government.

Q

Which scheme did PMFBY replace when it was launched in 2016?

A

National Agricultural Insurance Scheme (NAIS)

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