BP · VIDEOLECTURE

Derivatives, Futures options ,forwards, swap ,ALM

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for VIDEO LECTURES OF ASHISH SIR (FOR ALL SCALES) — Bank Promotions.

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Q

What is a derivative instrument in the context of banking?

A

A derivative is a financial contract whose value is derived from an underlying asset such as interest rates, currencies, commodities, or equity indices. Banks use derivatives for hedging risk or speculative purposes.

Q

What is a futures contract's expiry cycle in Indian financial markets?

A

Futures typically expire on the last Thursday of each month.

Q

What is a forward contract?

A

A forward contract is a customised, over-the-counter (OTC) agreement between two parties to buy or sell an asset at a predetermined price on a specified future date. It is not traded on an exchange and carries counterparty risk.

Q

What is the premium in an options contract?

A

The price paid by the buyer to acquire the option right.

Q

How does a futures contract differ from a forward contract?

A

A futures contract is a standardised agreement traded on a recognised exchange with daily mark-to-market settlement and margin requirements, unlike a forward which is OTC, customised, and settled only at maturity.

Q

What is an 'out-of-the-money' put option?

A

A put option where strike price is below the current market price.

Q

What is the role of a clearing house in futures trading?

A

The clearing house acts as a central counterparty to both buyer and seller in futures transactions, guaranteeing settlement and eliminating counterparty risk by collecting margins and performing daily mark-to-market.

Q

What is the strike price of an option?

A

The predetermined price at which the option can be exercised.

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