BP · VIDEOLECTURE

Forex, NRI Ac, NRE ,NRO, FCNR, NOSTRO, VOSTRO, LORO, FEMA, Exchange Mechanism, CDF, Bank Guarantee, DPG, EEFC AC

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for VIDEO LECTURES OF ASHISH SIR (FOR ALL SCALES) — Bank Promotions.

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Free sample — 8 of 66 rapid-fire Q&A cards.

Q

What is a Nostro account?

A

A Nostro account is an account that a domestic bank holds in a foreign bank in the currency of that foreign country. The term 'Nostro' comes from Latin meaning 'ours' — our account with you.

Q

What is the meaning of 'Nostro' in Latin?

A

'Nostro' means 'our account with you'.

Q

What is a Vostro account?

A

A Vostro account is an account that a foreign bank holds with a domestic bank in the domestic currency. 'Vostro' means 'yours' in Latin — your account with us.

Q

What is the maximum tenure for an FCNR(B) deposit?

A

Maximum tenure is five years.

Q

What is a Loro account?

A

A Loro account is a third-party account reference where Bank A refers to the account held by Bank B with Bank C. 'Loro' means 'theirs' in Latin — their account with them.

Q

What is the minimum tenure for an FCNR(B) deposit?

A

Minimum tenure is one year.

Q

What is the full form of FEMA and when did it come into force?

A

FEMA stands for Foreign Exchange Management Act. It came into force on 1st June 2000, replacing FERA (Foreign Exchange Regulation Act, 1973).

Q

Is principal in an NRE account freely repatriable?

A

Yes, both principal and interest are fully repatriable.

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