CAIIB · ABM · Chapter 4

Correlation and Regression

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Advanced Bank Management — CAIIB.

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Q

What does correlation measure between two variables?

A

Correlation measures the degree and direction of the linear association between two variables. It does not establish cause and effect.

Q

What visual tool is used to detect a relationship between two variables before any calculation?

A

Scatter diagram

Q

What is the key difference between correlation and regression?

A

Correlation measures how strongly two variables move together, while regression fits a predictive equation so that knowing one variable allows us to estimate the other.

Q

In a scatter diagram, what pattern of dots indicates a direct (positive) relationship?

A

Dots rise from lower-left to upper-right

Q

Why is correlation said to be symmetric while regression is not?

A

The correlation of x with y equals the correlation of y with x, making it symmetric. Regression is not symmetric because the line of y on x is different from the line of x on y.

Q

What type of relationship is shown in a scatter diagram when dots fall from upper-left to lower-right?

A

Inverse (negative) relationship

Q

What does a correlation coefficient of r = +1 indicate?

A

A value of r = +1 indicates a perfect direct (positive) correlation between the two variables.

Q

What is a banking example of a direct (positive) correlation in a scatter diagram?

A

Income vs deposit balance

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