CAIIB · CB · Chapter 10

Liquidity Management in the System

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Central Banking (Elective) — CAIIB.

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One-liners from this chapter

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Q

MSF — Marginal Standing Facility — Role in Corridor / Tenor / Rate / Mechanism?

A

Role in Corridor: Ceiling of the corridor; Tenor: Overnight; Rate / Mechanism: Repo + 25 bps = 5.50% (RBI MPC, June 2026). Bank's option after market hours; uses SLR-excess G-Secs as collateral.

Q

What does LAF stand for in RBI's liquidity management framework?

A

Liquidity Adjustment Facility used by RBI to manage reserves.

Q

Bank Rate — Role in Corridor / Tenor / Rate / Mechanism?

A

Role in Corridor: Penal/discount rate; numerically equal to MSF; Rate / Mechanism: 5.50% (RBI MPC, June 2026). Linked to MSF since 2012.

Q

What is the current CRR rate effective from December 6, 2025?

A

CRR is currently 3.00% of Net Demand and Time Liabilities.

Q

Repo Rate (Policy Rate) — Role in Corridor / Tenor / Rate / Mechanism?

A

Role in Corridor: Centre of corridor; Tenor: Overnight; auction-tenor; Rate / Mechanism: 5.25% (RBI MPC, June 5 2026). Fixed-rate overnight repo on tap; variable-rate auctions for term operations.

Q

What is the operating target of RBI's liquidity management framework?

A

Weighted Average Call Rate (WACR) anchored close to policy repo rate.

Q

SDF — Standing Deposit Facility — Role in Corridor / Tenor / Rate / Mechanism?

A

Role in Corridor: Floor of the corridor (replaced fixed-rate reverse repo from 08 April 2022); Tenor: Overnight; Rate / Mechanism: Repo − 25 bps = 5.00% (RBI MPC, June 2026). No collateral required. Bank's option after market hours.

Q

When was the Interim Liquidity Adjustment Facility (ILAF) launched?

A

ILAF was launched in April 1999 under Phase 1.

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