Role of Banking - Emerging Trends in Rural Banking
Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Rural Banking (Elective) — CAIIB.
One-liners from this chapter
Free sample — 8 of 138 rapid-fire Q&A cards.
1951-52 — Institution / Initiative / Purpose?
Institution / Initiative: All-India Rural Credit Survey; Purpose: First nationwide rural-credit baseline.
1955 — Institution / Initiative / Purpose?
Institution / Initiative: SBI Act — State Bank of India formed; Purpose: Extension of banking facilities, particularly in rural and semi-urban areas.
1969 — Institution / Initiative / Purpose?
Institution / Initiative: First Bank Nationalisation — 14 major commercial banks; Purpose: "Control of the commanding heights of the economy"; rural focus.
1975 — Institution / Initiative / Purpose?
Institution / Initiative: Regional Rural Banks (RRBs) — Narasimham Committee; Purpose: Equity by Centre (50%) + Sponsor Bank (35%) + State Govt (15%).
1980 — Institution / Initiative / Purpose?
Institution / Initiative: Second Bank Nationalisation — 6 more banks; Purpose: Deepen rural reach.
1982 — Institution / Initiative / Purpose?
Institution / Initiative: NABARD — established by Act of 1981; Purpose: Apex DFI for agriculture and rural development.
1989 — Institution / Initiative / Purpose?
Institution / Initiative: Service Area Approach (SAA) + Lead Bank Scheme refinements; Purpose: Each rural branch assigned ~15-25 villages.
1989-90 — Institution / Initiative / Purpose?
Institution / Initiative: SHG-Bank Linkage Programme; Purpose: Pilot by NABARD with MYRADA.
MCQ practice tests
Chapter-wise mock tests with instant scoring.
PDF study notes
More chapters in Module D - Problems and Prospects in Rural Banking
Master the full RB syllabus
Every chapter of Rural Banking (Elective) — videos, tests, notes and one-liner decks in one place.