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#Rural Banking (Elective)
All articles on Rural Banking (Elective) — curated guides, deep dives, mock-test pointers, and working-banker insights from IIBF STORE.
40 articles
CAIIB 14 Sep 2026
Kisan Credit Card Scheme: Limits, Interest Subvention and Renewal Rules
The kisan credit card scheme remains one of the most heavily tested topics in CAIIB Rural Banking, and Septemb…
CAIIB 27 Aug 2026
Business Correspondent Model: CAIIB Rural Banking Guide
The business correspondent model lets a bank deliver deposits, withdrawals, remittances and small-value credit…
CAIIB 26 Aug 2026
Regional Rural Banks Structure: Ownership & Capital for CAIIB RB
For CAIIB Rural Banking candidates, regional rural banks structure is one of those topics that looks simple on…
CAIIB 25 Aug 2026
Differential Rate of Interest Scheme: DRI Rules for CAIIB RB
The differential rate of interest scheme is one of the oldest weaker-section credit tools in Indian banking, a…
CAIIB 24 Aug 2026
Collateral Free Agricultural Loans: RBI Limit for CAIIB RB
Every CAIIB Rural Banking elective candidate runs into a high-scoring question sooner or later: what is the cu…
CAIIB 21 Aug 2026
Priority Sector Lending Certificates: A CAIIB RB Guide
Every rural banking desk eventually runs into a portfolio mismatch: a Regional Rural Bank is flush with agricu…
CAIIB 20 Aug 2026
Self Help Group Bank Linkage in CAIIB Rural Banking Explained
The self help group bank linkage programme is the largest microfinance channel in the world by number of borro…
CAIIB 19 Aug 2026
Interest Subvention Scheme for Crop Loans Explained (CAIIB RB)
The interest subvention scheme for crop loans is the instrument through which the Government of India keeps se…
CAIIB 18 Aug 2026
Regulation of Microfinance Institutions in Rural Banking (CAIIB)
The regulation of microfinance institutions is one of the most frequently tested areas in CAIIB Rural Banking,…
CAIIB 17 Aug 2026
Joint Liability Group Financing in Rural Banking (CAIIB RB)
Joint liability group financing is one of the oldest and most effective credit-delivery models NABARD designed…
CAIIB 15 Aug 2026
Agricultural Gold Loans: LTV, PSL and Appraisal Rules for CAIIB
Gold is the most liquid asset a farm household owns, and lenders across rural India have built an entire short…
CAIIB 13 Aug 2026
Jan Dhan Yojana Financial Inclusion: CAIIB Rural Banking Guide 2026
For CAIIB Rural Banking (Elective) candidates, jan dhan yojana financial inclusion is one of the most exam-rel…
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