CAIIB · RB · Chapter 16

RURAL HOUSING AND EDUCATION LOANS

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Rural Banking (Elective) — CAIIB.

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Q

Unit assistance (Rs.) — Plain Areas / NE & Hilly States / J&K / Ladakh / UT Himachal?

A

Plain Areas: 1,20,000; NE & Hilly States / J&K / Ladakh / UT Himachal: 1,30,000

Q

Centre : State share — Plain Areas / NE & Hilly States / J&K / Ladakh / UT Himachal?

A

Plain Areas: 60 : 40; NE & Hilly States / J&K / Ladakh / UT Himachal: 90 : 10

Q

Centre : UT share — Plain Areas / NE & Hilly States / J&K / Ladakh / UT Himachal?

A

Plain Areas: 100 : 0 (UTs without legislature); NE & Hilly States / J&K / Ladakh / UT Himachal: 100 : 0

Q

Toilet (SBM-G / MGNREGA) — Plain Areas / NE & Hilly States / J&K / Ladakh / UT Himachal?

A

Plain Areas: + Rs. 12,000; NE & Hilly States / J&K / Ladakh / UT Himachal: + Rs. 12,000

Q

Unskilled wage labour (MGNREGA) — Plain Areas / NE & Hilly States / J&K / Ladakh / UT Himachal?

A

Plain Areas: 90/95 days; NE & Hilly States / J&K / Ladakh / UT Himachal: 90/95 days

Q

What is WASH refinance product?

A

is now available for all eligible financial institutions.

Q

Eligibility?

A

Indian national, secured admission to recognised course in India/abroad through entrance / merit

Q

Quantum — India?

A

Up to Rs. 10 lakh (need-based)

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