JAIIB · AFM

JAIIB AFM MARATHON 5

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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One-liners from this chapter

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Q

What is the meaning of 'Going Concern' concept in accounting?

A

Going Concern assumes that a business will continue to operate indefinitely and will not be liquidated in the near future, allowing assets to be recorded at cost rather than liquidation value.

Q

What is the meaning of 'Dual Aspect Concept' in accounting?

A

Every transaction has two aspects: debit and credit.

Q

What does the Matching Concept in accounting require?

A

The Matching Concept requires that expenses incurred in an accounting period must be matched with the revenues earned during the same period to determine the correct profit or loss.

Q

What is the Profitability Index (PI) in capital budgeting?

A

Ratio of present value of inflows to initial investment cost.

Q

What is the difference between capital expenditure and revenue expenditure?

A

Capital expenditure creates a long-term asset or benefit (e.g., purchase of machinery), while revenue expenditure is incurred for day-to-day operations and is fully charged to the income statement in the same period.

Q

What is the meaning of 'Conservatism Concept' in accounting?

A

Anticipate no profit but provide for all possible losses.

Q

What is a Bank Reconciliation Statement (BRS)?

A

A BRS is a statement prepared to reconcile the difference between the cash book balance of a business and the balance shown in the bank passbook, identifying outstanding cheques, deposits in transit, and bank charges.

Q

What is Inventory Turnover Ratio?

A

Cost of goods sold divided by average inventory held.

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