JAIIB · AFM · Chapter 35

Budgets and Budgetary Control (Functional, Master, Fixed/Flexible Budgets, Budgetary Control, ZBB, Programme & Performance Budgeting)

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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Q

By Function — Categories / Test Question?

A

Categories: Sales, Production, Production-Cost, Cash, CAPEX, Master; Test Question: What activity does it cover?

Q

By Behaviour to Volume — Categories / Test Question?

A

Categories: Fixed Budget, Flexible Budget; Test Question: Does it adjust to actual activity level?

Q

By Data Source — Categories / Test Question?

A

Categories: Basic Budget, Current Budget; Test Question: Long-period standard or current conditions?

Q

By Time Horizon — Categories / Test Question?

A

Categories: Long-Term (> 1 year), Short-Term (≤ 1 year); Test Question: Strategic or operational?

Q

By Methodology — Categories / Test Question?

A

Categories: Traditional (incremental), Zero-Base, Programme, Performance; Test Question: How are the numbers built up?

Q

What is Sales Budget?

A

is the estimate of total sales during the budget period (generally 1 year), expressed in both money terms (₹) AND quantity (units).

Q

Internal Factors (controllable by the firm)?

A

Present production capacity, expansion plans, development of new products, pricing policy, sales-force strength, discount/credit policy.

Q

External Factors (uncontrollable)?

A

Competition in the market, growth of the economy, consumer preferences and tastes, government policies (excise, GST, import duty), exchange rates, seasonality.

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