Case Studies
Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Indian Economy and Indian Financial System — JAIIB.
One-liners from this chapter
Free sample — 8 of 66 rapid-fire Q&A cards.
What does a case study on the IL&FS crisis of 2018 reveal about systemic risk in NBFCs?
The IL&FS crisis revealed that excessive short-term borrowing to fund long-term infrastructure assets created a severe asset-liability mismatch, triggering a liquidity crisis that spread contagion across mutual funds and the broader NBFC sector.
What does the Chanda Kochhar–ICICI Bank case study reveal about the need for robust conflict of interest policies?
Personal loans to related parties must trigger mandatory disclosure and recusal.
Which regulatory body stepped in to resolve the IL&FS crisis and what mechanism was used?
The National Company Law Tribunal (NCLT) was used to restructure IL&FS under a government-appointed new board, with the RBI and SEBI coordinating to stabilise liquidity in the financial system.
What lesson does the Rose Valley Ponzi scheme case study offer about investor protection in India?
Unregistered collective investment schemes must be prohibited and monitored stringently.
What lesson does the Yes Bank crisis of 2020 teach about governance in private sector banks?
The Yes Bank crisis demonstrated that concentrated lending to stressed corporates, weak board oversight, and inadequate provisioning can rapidly erode a bank's capital, necessitating RBI's moratorium and a State Bank of India-led reconstruction scheme.
What does the Kisan Credit Card (KCC) scheme case study illustrate about agricultural credit delivery in India?
Revolving credit facility reduces transaction costs and ensures timely farm credit.
Under the Yes Bank Reconstruction Scheme 2020, what was the lock-in condition imposed on existing shareholders?
Existing shareholders holding shares prior to reconstruction were locked in for three years for 75% of their holdings, while SBI and other investors infused fresh capital to restore solvency.
How does the SBI merger with its associate banks (2017) case study exemplify consolidation benefits?
Merger improved capital efficiency, reduced overhead and unified branch network nationally.
Video classes for this chapter
ATAL PENSION YOJANA SCHEME
AUCTION OF GOVERNMENT SECURITIES
ACTIVITIES MERCHANT BANKS
BANKING IN INDIA
BANKING SECTOR REFORMS
BAD BANK IN INDIA
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