Priority Sector Changes
Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for VIDEO LECTURES OF ASHISH SIR (FOR ALL SCALES) — Bank Promotions.
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Free sample — 8 of 66 rapid-fire Q&A cards.
What is the revised overall Priority Sector Lending (PSL) target for domestic scheduled commercial banks?
The overall PSL target is 40% of Adjusted Net Bank Credit (ANBC) or Credit Equivalent of Off-Balance Sheet Exposure (CEOBE), whichever is higher.
What is the PSL target for Medium Enterprises under the MSME category?
Medium Enterprises are included under the overall MSME PSL target.
What PSL target is mandated specifically for agriculture under RBI guidelines?
Banks must lend 18% of ANBC or CEOBE to agriculture, of which 10% must flow to Small and Marginal Farmers (SMF).
What is the minimum loan amount for housing in metropolitan cities under PSL?
Housing loans up to ₹35 lakh in metropolitan cities qualify under PSL.
What is the PSL target for Micro Enterprises under revised norms?
Banks are required to lend 7.5% of ANBC or CEOBE to Micro Enterprises as part of the revised priority sector guidelines.
Which RBI committee recommended the revised PSL guidelines?
The Vaidyanathan Committee recommended revised PSL norms.
What is the PSL target for Weaker Sections under current RBI norms?
The target for Weaker Sections is 12% of ANBC or CEOBE, ensuring credit flow to economically vulnerable segments of society.
What is the PSL sub-target for Scheduled Castes and Scheduled Tribes?
There is no separate PSL sub-target mandated for SC/ST borrowers.
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