CAIIB · ABM · Chapter 8

Resolution of Stressed Assets under the Insolvency and Bankruptcy Code 2016

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Advanced Bank Management — CAIIB.

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Q

What is the minimum default threshold for a financial creditor to file an application under Section 7 of IBC 2016 for initiation of CIRP?

A

The minimum default threshold is Rs 1 crore, revised in March 2020 via MCA notification.

Q

Under IBC 2016, what was the original minimum default threshold before March 2020 for filing CIRP by a financial creditor?

A

Rs 1 lakh

Q

Under IBC 2016, which section allows a financial creditor to initiate Corporate Insolvency Resolution Process against a corporate debtor?

A

Section 7 of the Insolvency and Bankruptcy Code 2016 allows a financial creditor to initiate CIRP against a corporate debtor.

Q

Which MCA notification revised the default threshold for initiating CIRP to Rs 1 crore?

A

MCA notification dated March 24, 2020

Q

What is the full form of CIRP under the Insolvency and Bankruptcy Code 2016?

A

CIRP stands for Corporate Insolvency Resolution Process under the Insolvency and Bankruptcy Code 2016.

Q

Why was the default threshold for CIRP raised to Rs 1 crore in 2020?

A

To shield MSMEs from frivolous insolvency action

Q

Who can file an application under Section 7 of IBC 2016 for initiation of CIRP?

A

A financial creditor can file an application under Section 7 of IBC 2016 for initiation of the Corporate Insolvency Resolution Process.

Q

Under Section 53 of IBC 2016, which dues rank first in the liquidation waterfall?

A

Insolvency resolution costs and liquidator fees

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