CAIIB · ABM

Resolution of stressed assets under insolvency and bankruptcy code 2016_2

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Advanced Bank Management — CAIIB.

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Q

What is the primary objective of the Insolvency and Bankruptcy Code (IBC) 2016 in the context of stressed asset resolution?

A

The primary objective is to provide a time-bound, market-driven process for resolving insolvency of corporate debtors, maximising asset value and promoting credit availability while balancing the interests of all stakeholders.

Q

What is the full form of IBC as applicable to stressed asset resolution?

A

Insolvency and Bankruptcy Code enacted in 2016.

Q

Which authority is the adjudicating authority for corporate insolvency resolution under IBC 2016?

A

The National Company Law Tribunal (NCLT) is the adjudicating authority for corporate insolvency resolution proceedings (CIRP) under IBC 2016.

Q

Under IBC 2016, what is the minimum number of days for the moratorium period during CIRP?

A

Moratorium lasts throughout CIRP up to 180 days.

Q

What is the time limit prescribed for completion of the Corporate Insolvency Resolution Process (CIRP) under IBC 2016?

A

CIRP must be completed within 180 days from the insolvency commencement date, extendable by 90 days in exceptional circumstances, with an overall cap of 330 days including litigation time.

Q

What is the maximum extension permitted for CIRP beyond the initial 180-day period?

A

Maximum 90 additional days extension is allowed.

Q

Who can initiate the Corporate Insolvency Resolution Process (CIRP) against a corporate debtor?

A

CIRP can be initiated by a financial creditor, operational creditor, or the corporate debtor itself upon default of a debt of at least Rs. 1 crore (revised threshold).

Q

What is the overall time limit including extensions for completing CIRP under IBC?

A

Total 330 days including litigation periods.

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