CAIIB · ABM

Time Series

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Advanced Bank Management — CAIIB.

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Q

What is a time series in the context of statistical analysis?

A

A time series is a set of observations recorded sequentially over time at equal or unequal intervals, used to study patterns and make forecasts.

Q

What is the primary goal of time series decomposition?

A

To separate trend, seasonal, cyclical, and irregular components.

Q

What are the four main components of a time series?

A

The four components are Secular Trend (T), Seasonal Variation (S), Cyclical Variation (C), and Irregular or Random Variation (I).

Q

What is a trend-cycle component in time series analysis?

A

Long-term movement combined with medium-term cyclical fluctuations.

Q

What does secular trend represent in a time series?

A

Secular trend represents the long-term, smooth movement in a time series over an extended period, such as a steady rise in bank deposits over decades.

Q

How is a 3-year moving average calculated for a time series?

A

By averaging each consecutive set of three yearly values.

Q

What is seasonal variation in a time series?

A

Seasonal variation refers to regular, periodic fluctuations that recur within a year due to seasons, festivals, or customs, such as increased loan demand before Diwali.

Q

What does a seasonal index of 80 indicate for a particular quarter?

A

That quarter's value is typically 20% below the annual average.

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