CAIIB · BFM · Chapter 2

Basics for Forex Derivatives

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Bank Financial Management — CAIIB.

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Q

When was the LRS introduced and at what initial ceiling?

A

In February 2004, with a ceiling of US$ 25,000.

Q

What is the current LRS limit per resident individual per financial year?

A

US$ 2,50,000 (or equivalent).

Q

Which Act provides the framework within which LRS operates?

A

The Foreign Exchange Management Act, 1999 (FEMA).

Q

Under which FEMA section is a capital account transaction defined?

A

Section 2(e).

Q

Under which FEMA section is a current account transaction defined?

A

Section 2(j).

Q

What is a capital account transaction under Sec. 2(e)?

A

A transaction that alters assets/liabilities (including contingent) outside India of residents, or in India of non-residents.

Q

What is the memory hook distinguishing the two transaction types?

A

Capital ALTERS, Current FLOWS.

Q

What does FEMA Sec. 4 prohibit?

A

A resident from acquiring, holding, owning, possessing or transferring foreign exchange, security or immovable property outside India, unless acquired while a non-resident or specifically permitted.

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