CAIIB · BFM

Market risk

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Bank Financial Management — CAIIB.

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Q

What is market risk in the context of banking?

A

Market risk is the risk of loss arising from adverse movements in market prices, including interest rates, equity prices, foreign exchange rates, and commodity prices. It affects both trading book and banking book positions.

Q

What is delta risk in options market risk management?

A

Sensitivity of option price to underlying asset price change

Q

Which RBI guidelines govern market risk management in Indian banks?

A

RBI's Basel III framework guidelines, particularly the Master Circular on Prudential Guidelines on Capital Adequacy and Market Discipline, govern market risk management, requiring banks to maintain capital against market risk exposures.

Q

What is vega risk in derivatives trading?

A

Risk from changes in implied volatility of underlying asset

Q

What are the three main components of market risk?

A

The three main components are interest rate risk (changes in interest rates), foreign exchange risk (currency fluctuations), and equity/commodity price risk (changes in stock or commodity prices).

Q

What is theta risk in options pricing?

A

Risk arising from time decay of option premium value

Q

What is Value at Risk (VaR) in market risk measurement?

A

VaR is a statistical measure that estimates the maximum potential loss on a portfolio over a given time horizon at a specified confidence level (e.g., 99% VaR over 10 days means there is a 1% chance of losses exceeding that amount).

Q

What is rho risk in interest rate sensitive derivatives?

A

Sensitivity of option value to changes in interest rates

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