CAIIB · BFM

CAIIB BFME Module B & C By Ashish Sir Class 9

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Bank Financial Management — CAIIB.

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One-liners from this chapter

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Q

What is the primary objective of Risk Management in banks?

A

The primary objective is to identify, measure, monitor, and control risks to ensure the bank's financial stability and protect stakeholder value while optimizing risk-adjusted returns.

Q

What is the Standardised Measurement Approach (SMA) for Operational Risk capital?

A

RBI-mandated approach replacing BIA/TSA using business indicator components

Q

What does ICAAP stand for in the context of Basel II/III?

A

ICAAP stands for Internal Capital Adequacy Assessment Process, which requires banks to assess all material risks and ensure they hold adequate capital commensurate with their risk profile.

Q

What is Residual Risk in the context of credit risk management?

A

Risk remaining after credit risk mitigants like collateral are applied

Q

What are the three pillars of Basel II framework?

A

The three pillars are: Pillar 1 (Minimum Capital Requirements), Pillar 2 (Supervisory Review Process), and Pillar 3 (Market Discipline through public disclosure).

Q

What is the purpose of a Risk Dashboard in bank risk management?

A

Provides consolidated real-time view of key risk metrics and exposures

Q

What is Market Risk in the context of bank financial management?

A

Market Risk is the risk of loss arising from adverse movements in market variables such as interest rates, foreign exchange rates, equity prices, and commodity prices in the trading book.

Q

What is Reputational Risk and why is it significant for banks?

A

Risk of loss from damage to bank's reputation affecting customer trust

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