CAIIB · BRBL · Chapter 15

Reserve Bank - Integrated Ombudsman Scheme 2021

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Banking Regulations and Business Laws — CAIIB.

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One-liners from this chapter

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Q

Cost — RBIOS 2021 / Consumer Forum (CPA 2019)?

A

RBIOS 2021: Free; Consumer Forum (CPA 2019): Nominal fee

Q

Compensation Cap — RBIOS 2021 / Consumer Forum (CPA 2019)?

A

RBIOS 2021: ₹20 lakh (+ ₹1 lakh); Consumer Forum (CPA 2019): District: ≤ ₹50 lakh; State: ₹50 lakh–₹2 cr; National: > ₹2 cr

Q

Jurisdiction — RBIOS 2021 / Consumer Forum (CPA 2019)?

A

RBIOS 2021: All India — single CRPC; Consumer Forum (CPA 2019): Territorial / pecuniary

Q

Mode — RBIOS 2021 / Consumer Forum (CPA 2019)?

A

RBIOS 2021: Online / email / physical / 14448; Consumer Forum (CPA 2019): Physical filing primarily

Q

Time-limit — RBIOS 2021 / Consumer Forum (CPA 2019)?

A

RBIOS 2021: 1 year from RE reply; Consumer Forum (CPA 2019): 2 years from cause of action

Q

Authority — RBIOS 2021 / Consumer Forum (CPA 2019)?

A

RBIOS 2021: RBI-appointed Ombudsman (CGM/GM rank); Consumer Forum (CPA 2019): Quasi-judicial commission

Q

Appeal — RBIOS 2021 / Consumer Forum (CPA 2019)?

A

RBIOS 2021: Executive Director, RBI; Consumer Forum (CPA 2019): Next-tier consumer commission

Q

Statutory basis — RBIOS 2021 / Consumer Forum (CPA 2019)?

A

RBIOS 2021: Sec. 35A BR Act / 45L RBI Act / 18 PSS Act; Consumer Forum (CPA 2019): Consumer Protection Act, 2019

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